Estimate monthly student loan payments
Education loan estimates
Student loan calculator for repayment planning
Estimate student loan payments and interest costs so repayment choices are easier to compare before choosing a strategy.
Free iPhone planning app. Calculations stay on your device.
Primary search
student loan calculator
Loan Calculator Pro helps US borrowers estimate payments, understand interest, and compare repayment choices before talking to a lender.
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Calculator features
See the payment and payoff path
Review total interest over the repayment term
Model extra payments and payoff timing
Compare term and APR scenarios
Common uses
Plan before you borrow
- Plan repayment after graduation
- Estimate the cost of private student loans
- Compare payment impact from extra monthly payments
- Review total interest before refinancing
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Estimate refinance savings, break-even timing, auto loan refinance payments, mortgage refinance scenarios, and debt consolidation costs. FAQ
student loan calculator questions
Can this estimate federal and private student loans?
It can estimate fixed-rate repayment scenarios. Federal program rules and private lender terms should be verified with official sources.
Does the app calculate extra payment savings?
Yes. You can model extra payment scenarios to estimate interest savings and payoff timing.
Is this student loan advice?
No. It is an educational planning calculator, not financial, tax, or legal advice.
Loan Calculator Pro