Estimate personal loan payments from amount, APR, and term
Personal borrowing estimates
Personal loan calculator for payments and APR
Compare personal loan offers with monthly payment, APR, total interest, and payoff timing estimates before you accept a lender quote.
Free iPhone planning app. Calculations stay on your device.
Primary search
personal loan calculator
Loan Calculator Pro helps US borrowers estimate payments, understand interest, and compare repayment choices before talking to a lender.
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Calculator features
Compare offers with the same assumptions
Compare total interest across loan offers
Review amortization and payoff schedule
Save scenarios for future comparison
Common uses
Plan before you borrow
- Compare online lender quotes
- Estimate bank or credit union personal loan payments
- Check whether a shorter term is worth the higher payment
- Review debt consolidation payment scenarios
US calculator pages
Choose the calculator that matches your search
loan calculator
Use Loan Calculator Pro for US loan payments, auto loans, mortgage estimates, interest costs, amortization schedules, student loans, and refinance planning. car loan calculator
Calculate car loan payments, auto loan interest, used car payments, new car payments, and amortization schedules with Loan Calculator Pro. auto loan payment calculator
Use an auto loan payment calculator for vehicle loan payments, payment calculator auto loan searches, and monthly car payment planning. loan payment calculator
Estimate monthly loan payments, interest costs, amortization, and total repayment with a loan payment calculator for iPhone. mortgage calculator
Estimate mortgage payments, home loan payments, house loan costs, FHA scenarios, VA loan planning, taxes, insurance, and amortization. student loan calculator
Estimate student loan payments, repayment costs, interest, and payoff schedules with a student loan calculator for iPhone. refinance calculator
Estimate refinance savings, break-even timing, auto loan refinance payments, mortgage refinance scenarios, and debt consolidation costs. FAQ
personal loan calculator questions
Can I compare personal loan APRs?
Yes. Use the same loan amount and term to compare estimated payments and total interest across APRs.
Does this personal loan calculator show amortization?
Yes. The app can show how principal and interest are estimated over the repayment schedule.
Will this tell me whether I qualify?
No. Qualification depends on lender underwriting, credit profile, income, debt, and other factors.
Loan Calculator Pro